Tuesday, May 26, 2020

Planning Ahead How to Prepare for your MD Interviews

1. Have an idea of your preferences before you go in interviews After all of the essays, tests, and letter requests, one of the most exciting parts of the medical school application journey is the interview. This is your chance to show who you are as a person, as well as get the measure of each particular school. I’ve written before about how to prepare yourself for the interview, but I think it’s equally important to realize how to use the interview day effectively to set yourself up best to make medical school decisions down the line. 1. Have an idea of your preferences before you go in interviews There are plenty of great medical schools, but several of them emphasize different parts of a medical education. As I’ve talked about in prior posts, it’s important to learn what matters to you and which medical schools share your priorities. There are also several external factors to consider: geography, finances, and important extracurricular activities. As you start the application season, try to group your list into 3 different categories based on your preferences (very likely to attend, moderately likely to attend, and less likely to attend). The interview process can definitely sway these opinions, but it can be important to keep this list in mind as you start to schedule interviews. If two schools have a conflicting interview date and you can only pick one, having an idea of where those schools stand in your overall list is important. Also, if possible, it is nice to be able to schedule your first interview at a school that isn’t necessarily your top choic e, to start to ease your way into interviews. 2. Identify what is important to you on your interview day Even though it feels like your interview day should be about conveying your unique traits, it’s a missed opportunity if you don’t find the unique traits of the school that resonate with you. Pay attention to things like housing, financial aid, and extracurricular opportunities. Although these seem far away now, they will be the most important things when you actually enter medical school. It’s less important to remember all the specific details about how schools do their loans and scholarships, and more important to know where you can go back and look at that information later. Make a list of important questions or facts that came up during your interview day so that you can look them up later (see below). Also, ask medical students for their honest opinion about the school’s support, workload, and social community -- they remember making the decision and will be able to give you the most relevant information. If a student or a speaker mentions programs or resources that are of particular interest to you, make sure to write it down - you’re almost guaranteed to forget it by the end of the day. 3. Research the school after your interview Interview days are long and info-packed, and usually afterwards everyone is exhausted and looks forward to some time off. Definitely enjoy your well-earned relaxation, but try to dedicate some time to researching the school you just interviewed at while it’s fresh in your mind. Find a way to organize your school information -- some people like to create spreadsheets, others take notes on their phone, and some will handwrite thoughts in a journal. Either way, set up a system so that you can take notes, remember questions, and keep specific information in mind about each school at which you interview. Take the time to go on the school website and try to find the answers to questions that came up on your interview day, and write down those answers so you know what was important to you later. Definitely note down important contacts - your interviewer, tour guide, student host, or whomever else at the school might be helpful to chat with later on down the line. Focusing on the information gathering aspect of interview days might help take some pressure off of the performance aspect, and is a crucial part of the medical application. The more you learn about a school during the interview day, the more you can learn about your interests and priorities, and the more you can prioritize programs that fit your personality. Don’t forget that this process is about you! Good luck! Are you interested in connecting with an MD coach about your secondaries, preparing for your interviews, or questions about the MD application process? ; Are you craving more information on the MD application process? How to Create an Initial List of Medical School Applications Medical School Interviews: One-on-ones, Panels, MMIs MD Admissions Timeline: Secondary Applications!

Saturday, May 16, 2020

US Lehman Brothers Mortgage Company - Free Essay Example

Sample details Pages: 7 Words: 2073 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? The proposals broad-area-of-study is financial performance within Management accounting and strategy. The notion will examine the association/relationship among the works of intellectual-capital (structural-capital and human-capital) and financial and non-financial performance in financial service industry (intermediary) in developed-country within foreign branch/foreign establishment in international/multinational companies. The motivation behind this research is recognizing core elements/ variables to control/restrict/limit (for future organization) thus are most responsible to transfer crunch/ bankruptcy cause leapt of great depression/ recession to sustain and retain the advent of globalization. Don’t waste time! Our writers will create an original "US Lehman Brothers Mortgage Company" essay for you Create order The roots of research are global financial crisis 2007 and 2008, has passed through various stages exposed pervasive weaknesses in global financial system and regulatory frame work in financial service industry which created negative impact/image of globalization and international /multinational financial companies among public and within firms/country boundary. The specific/narrow focus of research is to choose one (single business such as mortgage loan or treasury) of bankrupt international /multinational financial firm (such as Lehman Brothers, Fannie Mae and Freddie Mac and many more*) to analyze. Additionally the studys contribution to extract literature to resist, control and limit expansion/ further financial disaster for developed and developing countries in term of maintaining respected economy of country. Research questions and aim of study The aim of study is to explore and examine of intellectual capital and performance quality/measurement such as financial and non-financial in bankrupt financial service company (i.e Lehman) though they seek out a reliable relationship in business performance, that tend to expose the pervasive weakness in this financial system and regulatory frame work. Additionally find how to rescue strong foreign branches from catastrophe to limit financial crisis with countrys boundary to prolong and save the allure/benefits of globalization for to maintain confidence of future potential investor and financial corporations. The research questions that the study would explore are; Was the Lehman strategy effective to carry business? If so, what was the blunder/ritual they made/feel by intellectual capital to gain more profit? Was a Lehman Brothers evaluating its intellectual capital? If so, how can they do it? Was there flaw to continue? If not, can a model for evaluating intellectual capital be developed? Was there an optimal mix of intellectual capital components? Were they evaluating their financial performance? If so, how? What factors contribute to performance? Is there relationship between the components of intellectual capital and financial performance in Lehmen Brothers? How might the current methods of measuring intellectual capital and business performance be improved? Does culture impact on measuring intellectual capital and management? Can we limit the financial crisis within countrys boundary to rescue foreign branch/establishment? If so, what are variable to restrict to limit crisis? Background and motivation Some of the formal/Official economic data presented that extensive number of nations bearing recession as of early 2009. First of all US had suffered recession at the end of 2007, and 2008 and many other nations swallow the effect. United States recession: In the United States recession notably throw by housing market correction (a potential effect of United States housing bubble) and subprime mortgage crisis. According to 2008/2009 recession is considering personal spending fall for the first time in last 20 years. It specifies the intensity and harshness of the current recession as shown lower consumer confidence and recovery acquire in long period of time. U.S. population has been tough knock by the current recession because of two reasons 01. Value of houses was falling and 02. Personal pension-savings devastate on the financial market. The individuals were helpless gazed at their wealth being furrowed along with scare of losing jobs as marked by rise in unemployment rate. In the U.S. February 2008, 63,000 jobs discarded in five years. On April 6, 2008 Alan Greenspan, Ex-chairman of Federal Reserve indicated 50% probability of US suffer recession. Furthermore The Bureau of Economic Analysis also accounted more 156,000 jobs had been vanished in September. On April 29, 2008, Moodys acclaimed that nine US states are in recession. In November 2008 company eradicate 533,000 jobs, the largest single month hammering in 34 years. As to accumulate the loss for 2008, a projected 2.6 million U.S. jobs were abolished. In March 2009 the unemployment rate of US rise to 8.5 percent, and 5.1 million people become job less since the recession commenced in December 2007. Some analysts acknowledged that due to a prolonged credit crisis and wild inflation in supplies such as oil, food and steel, the United States was however in a recession. Also showed 6.4% cry off decline in spending all through Q3 on non-durable commodities, i.e. garments and foodstuff, this is biggest hit since 1950. The United Stated had been suffering from a recession (once economy boomed), depend on a number of economic indicators such as job sufferers, sharp turn down in personal income, and drop in real GDP. With the formal acclamation o f The National Bureau of Economic Research and Most of economists assumed that the recession have ended. But they had not made this official determination until July 2003 that the NBER publicize its official determination. Effect over world: The United States financial crisis has resounded around the globe. The crisis not only weakened the US national economy but also spoiling around the world i.e fall of stock price can been observed globally. The various media highlighted effects over other countries economy i.e New Delhi news pointed towards the effect over India, China, and Russia. The newsweek.com making US responsible for China, Mexico, France, Britain, South Korea, Germany, Beijing and Japan. In Australia, share holders and superannuation funds have suffered significant losses. Many ordinary Australians will be forced to bear the brunt of the US crisis via diminished retirement income and being forced to work beyond their planned retirement age. An other Literature referring ten countries suffering by United States financial crisis: including China, Brazil; Latin American, Romania, Thailand, North Korea, Iran, Malaysia, Morocco and The United Arab Emirates for various reasons but all they one thing comm on is connectivity of Business and business market. Fall of Lehman Brothers The fall down of the Lehman Brothers is one of the most unpredictable and adverse consequences of the global financial crisis. When on 15 September 2008, the company submitted for relief under Bankruptcy Code (Chapter 11). The journey of 158 years comes to end, started from Two cotton brokers in Montgomery, Ala established the bank in 1850, then steadily developed and after civil war Lehman banks headquarters shifted to New York City with a new name Lehman Brothers Holdings Inc. and gripe over the globe facilitating regional headquarters mainly in Tokyo and London. In the life of 158 years, the Lehman Holdings Inc. provided quality services in financial market in different sectors investment, private banking, equity, research, fixed-income sales, management and private equity. It was the fourth largest US investment bank with a record of over 158 years and a perennial credit rating of A or above. Every body shocked when they heard such news a bank of these standings collap sed overnight, taking with it the loss of the market liquidity. On September 15, 2008 Lehman Brothers Holdings, Inc. including Lehman Holdings and its subsidiaries commence Chapter 11 bankruptcy at US Court of Southern District New York with the loss of roughly $768 billion and assets worth around $639 billion, become biggest bankruptcy in US history. The unexpected fall down of the Lehman Brothers has originated not only suffering among local and global investors, but also created extensive anxiety in the general public particularly regarding confidence over financial investments and its aggravates the public how to anticipated length of life regarding future investments. Condition of foreign subsidiary/branches/establishment Sixteen Distributing Banks of Lehman Brothers Minibonds announce that they are offering investors a scheme for the repurchase of Minibonds. The bankruptcy of Lehman wounded its foreign subsidiaries such as UKs subsidiary with the PricewaterhouseCoopers, Lehman Brothers International (Europe), Lehman Holdings principal European broker-dealer. Moreover, two Japanese subsidiaries of Lehman Holdings submitted bankruptcy in District Court of Tokyo for  ¥4 trillion ($38 billion) in mutual liabilities, this is considered as the countrys second-largest crumple since World War II. For that reason the Tokyo Stock Exchange and Japans Financial Services Agency have ordered Lehman to postpone its Japanese operations and the firm will only be allowed to deal to accomplish existing contracts and to convalesce client assets. Further, Lehman has ended to trade on the Hong Kong Securities Exchange and the Hong Kong Futures Exchange until further notice. It is also created a tragedy in UK Lehman employees about 5000 were jobless. Such conditions created throbbing and impious ambiance for public in terms of creating anxiety, unemployment, inflation that can cause obstacle in way of life. Methodology The literature can be identified a variety of research methodologies that are used (interview, questionnaire, survey of annual reports, focus groups) to evaluate intellectual capital. Interviews and questionnaires were often used to supplement each other. Given this background I projected to use a triangulated approach drawing on qualitative and quantitative research methods. The ultimate objective could be a qualitative score or index that can be manipulated, however the process of building the index would require that components of intellectual capital be measured and valued and this is often a highly subjective exercise requiring input from several diverse perspectives. The steps that would be taken would include a series of qualitative interviews to identify the components of intellectual capital that are applicable to financial firm. Using the information provided from the interviews together with indicators develop a set of constructs that would be incorporated into a ques tionnaire using a point scale. This questionnaire that would be used to evaluate intellectual capital would consist of statements that intend to operationally and reflect the constructs mentioned. In addition, these statements would be weighted according to their importance and relevance for optimizing the value creating activities in the financial corporations. This questionnaire would be piloted, refined and administered. The data would be recoded to reflect scores and indices using some form of weighting according to their relative importance. The proposed indices would be presented to a range of stakeholders for comments and refinement. Data from the Lehman Brothers on organizational performance both financial and operational would be collected. The data on performance measures would be cross-referenced to data from a number of financial agencies for establishing benchmarks. Also, data collected from a strong/healthy foreign branch/establishment to find out indifferent str uctural framework, policy if they do carried to way-out to rescue future occurrence. Purpose of Study is qualitative and quantitative falling in both categories exploratory and descriptive study because some issue like intellectual-capital-relationship in financial firms has no available information on how similar problems or research issue had been solved in the past? and also descriptive nature because of quantitative data measurement i.e. financial-business-performance. Type of Investigation this is co-relational study because multiple factors that influence one and other the problem in a chainlike fashion. Therefore it is require identifying crucial factors, which are associated with the problem. Study Setting as described above the study is co-relational therefore study can be done in natural environment where the works precede normally as field study so this is non-contrived setting. The concern is that our unit of analysis is no more exist and had bankrupt. Unit o f analysis refer to the level of aggregation of the data collected during the subsequent data analysis stage. The research main unit of analysis is organization (such as to examine organizational performance as a whole), Secondly the individual (to analyze intellectual capital) and minor the group the division (to cope with cultural and foreign branches/establishment). Time Horizon of our research is can be cross-sectional in determining performance perspectives, and longitudinal in subject of studying people behavior. Conclusion The contribution that this research should make to extract literature to resist, control and limit expansion/ further financial disaster for developed and developing countries in term of maintaining respected economy of their country and way-out to rescue strong foreign branches from catastrophe to limit financial crisis with countrys boundary to prolong and save the allure/benefits of globalization for to maintain confidence of future potential investor and financial corporations. Additionally, this research finding should also assist them in their recruiting of personnel, acquisition of fixed assets and deployment of other resources to ensure that they are competitive and ensure secure ways to do business. This research should also contribute to the extant literature by providing a model for evaluating intellectual capital in the financial industry as well as on the appropriate mix of people, technology and physical assets in the organisation.

Wednesday, May 6, 2020

Overcoming Barriers For The Client During Treatment

It is important for a counselor to proper an action plan to overcome barriers for the client during treatment. Counseling is not about taking and not taking the proper actions. When a client is having barriers it is very important for the counselor to identify those barriers and set an action plan to help client overcome the obstacles. The counselor should identify the principles for a well action plan, discuss barriers that a client might encounter, outline intervention that will help with the barriers, list of community resources that will help client if need it and outlined aftercare plan when treatment is over. The principles for effective implementing an action plan The principle for effective action plan is when the counselor†¦show more content†¦For example, Tammy does not trust on men because in the past she has been cheated and has a trust issue. She wants to work on her goal to trust on men but she noticed that there will be a lack of time due to her ability with school and work. Another barrier that a client might interfere is lack of motivation. For instance, Tammy lost the motivation to date men because she noticed all the men are liars and they are not real. She has lost her motivation and is not interesting on working on the goal. A client that is suffering from obesity might have a barrier with poor body image. They do not believe they can lose weight because they have failed many times. Another barrier is support; the client might not have the support that is need it. For example the client has social skills issues and does not like to talk to anyone and only has a support of her counselor. Lastly, a person that is s uffering from guilt does not think they will be able accomplish their goal. For instance, Anna has guilt that her husband divorces her because she did not fic her personal problems and got in between with her marriage. Counselor intervention that would help to overcome each barrier The counselor intervention that would help the client overcome each barrier is helping client plan out their schedule. The counselor will sit down with the client and organize and prioritizeShow MoreRelatedUnderstanding Literacy, And Health Literacy1665 Words   |  7 PagesUnderstanding Literacy, and Health Literacy An understanding of literacy, and health literacy is crucial to understand their impact on client health outcomes. Further, a nurse’s ability to better educate clients lies in his or her understanding of these terms. Literacy is a multilayered, dynamic and complex topic; however, in short literacy is a set of skills including reading, writing oral skills, numeracy skills, and skills that enable us to acquire knowledge and information (Keefe CopelandRead MoreUnderstanding Literacy, And Health Literacy1663 Words   |  7 PagesAn understanding of literacy, and health literacy is crucial to understand their impact on client health outcomes. Further, a nurse’s ability to better educate clients lies in his or her understanding of these terms. Literacy is a multilayered, dynamic and complex topic; however, in short literacy is a set of skills including reading, writing oral skills, numeracy skills, and skills that enable us to acquire knowledge and information (Keefe Cop eland, 2011). Literacy can be understood throughRead MoreThe Impact Of Communication And Cultural Differences On Occupational Therapy Practice1491 Words   |  6 Pagesand beliefs about a woman’s role in the home) (Murdock, 1945). The broad and dynamic properties of culture allow for both clients and occupational therapists (OTs) to ascribe a wide variety of meanings and dimensions to occupation (Townsend Polatajko, 2013). Given such diversity, it should not be difficult to appreciate the potential for vast differences in how both clients and OTs approach, perceive, and communicate in the therapeutic process. Provided that many of the cornerstone theories inRead MoreThe Treatment Of Young Victims Of Child Sexual Abuse1464 Words   |  6 PagesAbstract The treatment of young victims of child sexual abuse can be demanding for the victim, the victim’s family, and the counselor. The trauma associated with the abuse and the time it may take the child to heal can become very overwhelming. There are barriers, such as a lack of family support and lack of disclosure, which may block victims of child sexual abuse from successful treatment. Overcoming these barriers and incorporating multiple methods of treatment can be beneficial for the victimRead MoreEngaging : Promoting Autism Wellness1746 Words   |  7 PagesResearch findings indicate that intensive behavior therapy such as applied behavioral analysis(ABA) is an effective intervention for autism spectrum disorders. Another intervention that helps with behavior is play therapy (PT). This therapy help clients prevent or resolve social difficulties and achieve optimal growth and development (Goodman, Reed, Athey-Lloyd, 2015). In addition, Schaefer and Drewes (2011) identified t wenty-five therapeutic powers of play, empirical data was collected and showedRead MoreJohn Nash Mind Schizophrenia Movie Analysis766 Words   |  4 Pagesthought that the Russians are following him and trying to kill him for working with William Parcher to break Russians codes. One scene that shows John delusional thinking was when he was giving a speech at Harvard about his mathematical research. During the speech, he saw in his mind that the Russian spies are in the audience and they began to follow him. When the capture him, it became clear that it they are not Russian spies. Rather, they are the staff from a psychiatric hospital trying to helpRead MoreFamily Counseling Services Of Northern Utah1054 Words   |  5 Pageskeep families together. Its first executive director, and only counselor, saw 170 clients in 1966. Since then our agency has helped thousands of children, individuals, couples and families. In 1993, FCS assisted 350 clients; in 2010, we assisted 2,400 clients. In last few years, we have witnessed a continued increase of the services we provide. In the last fiscal year of 2015, FCS provided services to 3,178 clients from Jan. 1 through Dec. 31. Additionally, 2016 marked a milestone for FCS whenRead MoreAfrican American Cultural Value s And Norms1653 Words   |  7 PagesWhen beginning work with the client, there were a number of apparent differences between her and myself, including age, race, and social class. As previously stated I had to become more culturally competent about working with African American clients before I started seeing the client. Furthermore, I had to become aware of the difficulties that would be present due to our age difference. I made sure to give Betty the opportunity to tell me how situations made her feel, and empathized with her, makingRead MoreI Have Always Been An Avid Learner1567 Words   |  7 Pagesbecome complete. Today my style of learning is similar, but my approach is different. I do not give up on a challenge, instead, I embrace challenges. Through hard work and persistence, I discovered that the secret to overcoming a challenge is to turn it into an opportunity. During my undergraduate studies in the Social Work Department at Southern University, I volunteered as an HIV/AIDS Peer Health Educator. This is when I developed a keen interest in human sexuality. As a result of discussing sexuallyRead MoreHow Cystic Fibrosis Affect The Occupation Of Rest And Sleep1266 Words   |  6 Pagestherapists’ appointment (Sawicki, 2008). Due to the high treatment demand, Emily feels stressed since she cannot find adequate time for social participation, homework, plus added teenage milestones. Consequently, cystic fibrosis influences many of her occupations. Attitude has a major impact on her overall progress of managing this serious, chronic medical challenge. A solid understanding of the entire person helps create an enriched treatment plan and improved outcomes. Starting the day, cystic fibrosis

Tuesday, May 5, 2020

Coulda-Woulda-Shoulda free essay sample

I’ve been home from school for an hour, relaxing and trying to relieve my brain of the beating it just took from the eighth grade curriculum. Although nothing of great importance has transpired between my father and I since I’ve been home, something has just crossed his mind and has sparked a need for an urgent and imperative discussion with me. I wait before his intimidating frame and finally hear him deliver that perpetual maxim I’ve grown to hate: â€Å"Don’t be a coulda-woulda-shoulda!†. These unprompted instructions from my father had become a staple in my life for the past couple of years, and I was finally beginning to understand his logic: He saw potential for success in me, and he wanted me to know it. Although I knew his intentions, I didn’t quite know how to go about enacting this principal in my own life. Not succumbing to â€Å"coulda-shoulda-woulda† status appeared to me as doing the best I could possibly do in all aspec ts of my life, a foreign concept for an impulsive 13 year old. We will write a custom essay sample on Coulda-Woulda-Shoulda or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Sacrificing my boyhood doing school work and bettering my musicianship and athletic performance seemed difficult. This time utilized playing endless hours of video games or aimlessly going to McDonald’s with my friends seemed more important to me. But what my father made me understand was that taking pride in my passions and investing complete and undivided effort into them, especially in this important maturation period, was an important aspect of life. He did not want me to regret later on in my life what might have happened if I changed my actions. Through my dad’s teachings, I began to apply his concept in all facets of my being. His words created a mindset in me that success did not come without sacrifice, and I tried to emulate it. Through completing extra problems to understand a concept in math, utilizing my lunch period to practice a new piece that I couldn’t play well, or skipping a team get-together to work on my quickness, I began developing a new s et of personality traits that would change my entire outlook on life. The responsibility that comes along with sacrifice, the dedication that came along with extended investment of time to reach a goal, and the pride attained when the goal is completed all contributed to my new attitude. The characteristics gained through my father’s influence are a part of me that will be forever present. I now know for sure that there is nothing I could have, should have, or would have done to better myself as a person in my life. Perhaps the greatest impact of his words is the insight I now have on these concepts that I can impart to others, such as my siblings and friends. The similar values we share regarding responsibility and work ethic make for strong, enjoyable relationships. As a result of this, my father’s impact goes far beyond the influence he had on my life. Without his guidance, I’d be meandering to McDonald’s right about now.